We believe that it is important that you need to make informed choices about your investments. A with-profit policy smoothes investment returns so that there are fewer short-term ups and downs in the value of the policy. Please make sure that you understand that:
- because investment returns are smoothed, you may not receive the same amount as the value of the underlying investment
- we may reduce the amount of the payout if you withdraw your funds earlier than the maturity date
Individual Life
Corporate Benefits
Depending on which company you originally bought your policy from, the detailed explanation of how the policy works may differ. Please use the relevant option below to access this information about your with-profit policy.
Practices and Principles of Financial Management