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gbok-individual.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/capital-alliance/200906/springbok-retirement.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/capital-alliance/200906/stangen-spiral-taxed.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/capital-alliance/200906/stangen-spiral-untaxed.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/la-excelsior-moderately-conservative.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-aggressive.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-aggressive-income.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-bond.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-conservative.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-cpi-plus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-dynamic-return.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-equity-linked-annuity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-financials.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-global-aggressive.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-global-conservative.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-global-moderate.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-global-moderately-aggressive.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-global-moderately-conservative.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-high-yield.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-income.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-index-40.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-industrial.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-listed-property.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-managed.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-moderate.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-moderately-aggressive.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-moderately-conservative.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-nationbuilder.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-progressive-bonus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-property.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-rand-hedge.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-resources.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsior-shariah-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200904/excelsio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-hedge.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/excelsior-resources.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/excelsior-shariah-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/excelsior-small-companies.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/la-excelsior-aggressive.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/la-excelsior-bond.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/la-excelsior-conservative.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/la-excelsior-cpi-plus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/la-excelsior-moderate.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/200905/la-excelsior-moderately-aggressive.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-balanced-bonus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-choice-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-global-managed.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-index-40-plus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-managed.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-property.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-secured-capital.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-trade-financial.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200904/lifestyle-variable.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-balanced-bonus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-choice-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-equity-linked-annuity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-equity-performance.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-global-managed.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-index-40-plus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-managed.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-property.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-secured-capital.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-trade-financial.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/200905/lifestyle-variable.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/offshore-portfolios/200905/ermitage-us-dollar-money.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/offshore-portfolios/200905/ermitage-alpha-class.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/offshore-portfolios/200905/ermitage-asset-selection.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/offshore-portfolios/200905/ermitage-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bertylife.co.za/fund-performance/Documents/frank-russell/200903/pacific-basin-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200903/uk-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200903/us-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200903/us-small-cap-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/continental-european-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/emerging-markets-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/global-bond.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/japan-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/pacific-basin-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/uk-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/us-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200904/us-small-cap-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/continental-european-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/emerging-markets-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/global-bond.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/japan-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/pacific-basin-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/uk-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/us-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/frank-russell/200905/us-small-cap-equity.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/policies-work/overview-of-with-profit-policies(Afr).pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/policies-work/overview-of-with-profit-policies(Eng).pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/policies-work/overview-of-with-profit-policies(Eng)co.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/policies-work/ppfm-capital-alliance.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/policies-work/ppfm-liberty-active.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/policies-work/ppfm-liberty-life.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/policies-work/ppfm-rentmeester.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20060731-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20060807-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20060814-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20060828-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20060904-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20060911-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20060918-weekly-focus.pdf</loc><lastmod>20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08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080714-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080721-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080728-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080804-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080811-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080818-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080825-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080901-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080908-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080915-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080922-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20080929-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081006-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081013-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081020-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081027-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081103-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081110-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081117-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081124-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081201-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20081208-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090126-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090202-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090209-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090223-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090302-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090309-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090323-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090330-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090406-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090420-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090504-weekly-focus.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/focus-archives/20090511-weekly-focus.pdf</loc><lastmod>2009-08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ts/report-archives/200812-stanlib-monthly-economic-report.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/report-archives/200901-stanlib-monthly-economic-report.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/report-archives/200902-stanlib-monthly-economic-report.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/report-archives/200903-stanlib-monthly-economic-report.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/report-archives/200904-stanlib-monthly-economic-report.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/report-archives/200905-stanlib-monthly-economic-report.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/report-archives/200906-stanlib-monthly-economic-report.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-descriptions/200812-portfolio-descriptions.pdf</loc><lastmod>2009-08-26</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1apr2005-30apr2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1aug2005-31aug2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1dec2005-31dec2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1feb2005-28feb2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1jan2005-31jan2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1jul2005-31jul2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1jun2005-30jun2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1mar2005-31mar2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1may2005-31may2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1nov2005-30nov2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1oct2005-31oct2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2005/1sep2005-30sep2005.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1apr2006-30apr2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1aug2006-31aug2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1dec2006-31dec2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1feb2006-28feb2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1jan2006-31jan2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1jul2006-31jul2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1jun2006-30jun2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1mar2006-31mar2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1may2006-31may2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1nov2006-30nov2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1oct2006-31oct2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2006/1sep2006-30sep2006.pdf</loc><lastmod>2009-08-31</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/portfolio-returns/2007/01032007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formance/Documents/exelsior/201001/excelsior-cpi-plus.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-progressive-bonus.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-rand-hedge.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-managed.pdf</loc><lastmod>2010-03-16</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-moderately-conservative.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-small-companies.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-bond.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-aggressive-income.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-global-conservative.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-listed-property.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/la-excelsior-bond.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/la-excelsior-conservative.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/la-excelsior-cpi-plus.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/la-excelsior-moderate.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/la-excelsior-moderately-aggressive.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/la-excelsior-moderately-conservative.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-conservative.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-equity-linked-annuity.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/exelsior/201001/excelsior-aggressive.pdf</loc><lastmod>2010-03-12</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/multi-manager-house-view/201001/houseview-investec.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/multi-manager-house-view/201001/houseview-oasis.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/multi-manager-house-view/201001/houseview-omigsa.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/multi-manager-house-view/201001/houseview-rmbam.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/multi-manager-house-view/201001/houseview-sanlam.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/multi-manager-house-view/201001/houseview-coronation.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-managed.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-balanced-bonus.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-choice-equity.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-equity-linked-annuity.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-equity-performance.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-global-managed.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-index-40-plus.pdf</loc><lastmod>2010-03-15</lastmod></url><url><loc>http://www.libertylife.co.za/fund-performance/Documents/lifestyle/201001/lifestyle-property.pdf</loc><lastmod>2010-03-15</lastmod></url><u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